GENERAL

The terms and conditions of the respective contracts govern all services and products offered on the pages of this website, which aresubject to change. You must read the Disclaimer and any other terms, restrictions, and disclaimers presented in the Focus on the target legal Disclaimers and on the site's pages.

In the event of a dispute of any kind, the terms stated on the site's pages and in the product-specific legal disclaimers shall take precedence. The "Information" on the site's pages (also known as the "Material") is subject to change at any time without prior notice. The terms that are listed on the site's pages could change. Although the accuracy, completeness, and currentness of the information supplied on the site—including rates—are thought to be trustworthy at the time it is posted, we make no guarantees as to such qualities going forward.The Internet is a dynamic medium, thus materials that are free and open to the public one day on the site might be paid for or have restricted access the next, and the location of things like menus, homepages, and files might change or get reorganised. In using the website and its materials, the user fully acknowledges that doing so is at their own risk and discretion. No information may be changed, manipulated, or taken out of context in a way that would give the appearance that KBS's positions, words, or actions are untrue or deceptive.

CONDITIONS FOR PRODUCTS AND SERVICES

Any product, service, or piece of information will be subject to the terms and conditions established at the time the item, service, or piece of information is provided. The different goods and services that are being provided here are specifically presented with the expectation that they would be used in accordance with Indian law and/or won't be in conflict with or against public policy. Please be aware of any applicable laws in your country or other jurisdictions regarding any of the topics covered in these pages. If you decide to visit the site, you must do so on your own initiative and in compliance with any local, national, or international laws that may be in force.

CONFIDENTIALITY

All information about you will be treated as confidential by KBS Business Solution. Except in the following situations, KBS will not ordinarily release any information it keeps about you:
• If KBS is required to do so by Indian law;
• Whenever you have given us your previous, written consent to do so,
• Instances in which KBS must divulge information to other financial institutions. To make sure you get the services you need, KBS might have to reveal information about you to outside parties. The information, as well as any copies or adaptations, may not be used, exported or reexported in contravention of any relevant laws or regulations, including current export laws and regulations.

NO WARRANTIES

The Site and the Information are provided by KBS and any of its affiliates, subsidiaries, officers, directors, employees, or agents on a "as is" basis without any implied or explicit warranties, interpretations, sponsorships, or conditions. This includes, without restriction, warranties of merchantable quality, execution, non-infringement, usability, thoroughness, exactness, currentness, durability, and fitness for a specific purpose.Furthermore, KBS makes no guarantees or warranties regarding the following: the site's availability and compliance with your needs; uninterrupted access; the absence of delays, failures, errors, omissions, or information loss in transit; the transmission of viruses or other contaminating or destructive elements; and the safety of your computer system. You are solely responsible for ensuring that data and/or equipment are adequately protected, backed up, and for taking reasonable and appropriate procedures to check for computer viruses or other potentially harmful software.

FORWARD-LOOKING STATEMENTS

The website may occasionally include forward-looking statements that include KBS's financial outlook, management's goals and plans for operational plans, prevailing economic conditions, trends, and known uncertainties. The user is informed that, depending on how certain events play out, real results might differ significantly from those anticipated by KBS. Any forward-looking statements on the website are not subject to any responsibility by KBS to be updated or corrected.

TRADE-MARKS AND COPYRIGHTS

No other party is given an express or implied licence with respect to any copyright, trademark, patent, intellectual property, or other property rights in the information on this website, including any company-specific trademarks and service logos. Any unauthorised use of the information or intellectual property contained on this website, including access, use, or replication, is strictly forbidden and could result in legal action under relevant laws. Without KBS's prior written approval, nothing on this website may be copied or distributed. You may only use the information for personal purposes.Any illegal downloading, redistribution, copying, or alteration of trade names, logos, or other site content may violate any laws relating to copyrights or trade names, and the violator may be held liable.

INTERNET E-MAIL

No other party is given an express or implied licence with respect to any copyright, trademark, patent, intellectual property, or other property rights in the information on this website, including all company-specific logos and service logos. Any unauthorised use of the information or proprietary rights on this website, including access, use, or replication, is strictly forbidden and could result in legal action under relevant laws. Without KBS's prior written consent, no information on this website may be copied or otherwise distributed.You may only use the information for personal purposes. Any unauthorised downloading, retransmission, copying, or alteration of trade names and/or the contents of the site may violate any laws relating to trade names and/or copyrights, and the violator may be held legally liable.

NO LIABILITY

KBS is not responsible for and will not be liable to you or anyone else for any damages whatsoever (including direct, indirect  incidental, special, consequential, exemplary or punitive damages) arising out of or in connection with your use of or inabilityto use  the Site or the Information, or any action or decision made by you in reliance on the Site or the Information, or anyunauthorised use  or reproduction of the Site or the Information, even if KBS has been advised of the possibility of these damages.

JURISDICTION

This website is managed and controlled by KBS Business Solutions in Kolkata. KBS makes no claims that the data and materials found on this website are acceptable or legal for use in places other than India. Without regard to any rules of conflict of laws, the terms and conditions are governed by Indian law. Without limiting KBS's right to pursue legal action anywhere, the user submits to the exclusive jurisdiction of Indian courts with respect to the Site.